I’ve never been into money. I always thought I’d be poor and happy. I have no aims to be rich and my spending probably reflects this. I can be flippant with my money. I’ll spend money on me, buy gifts for others, and donate to charities when the wiser thing to do would be to save.
When I got my first job, I saved and didn’t touch my savings. Then one year I realised I was wasting it by not using it. And that’s when I started ticking things off my bucket list. I bought a flute, a guitar, went on a charity walk from Sydney to Melbourne, did a creative writing course, and started ballet.
My savings went down to nothing but now I was actually doing things I always wanted to do. I still save every week, but it’s there for me to spend. I guess my attitude to money is that it’s there to be used. I don’t have much interest in the money itself – money for the sake of money.
I honestly wouldn’t work if there wasn’t a need for money. I would be happy reading, writing and creating in all my spare time. But I’ve worked out that having money allows me to read, write and create. So I have a part-time job and I’m thankful for it. But since I have no desire for a house, a car, a wedding, or anything major like that, there’s no need to work full time because what I earn is enough for me to live and support my interests and give to others as well.
This means I have no desire to accumulate huge savings. I have big dreams though. I would love to open a bookshop with spaces for people to read and write to their heart’s content. I’d love to run writing competitions and retreats. And I’d love to have a publishing company. And it would be awesome to be able to donate and give more. But having more money would just allow me to continue doing what I’m already doing. So if it never happens, I’m still loving what I do.
I guess I’m a little conflicted. Part of me is okay with earning what I do for the rest of my life and doing what I’m doing. But another part of me thinks I need to be more wise with money and save. But the only reason I want to save is so I can do more of what I’m doing and spread reading, writing and creating to others.
If I was rich I could do more, sure. I would probably travel and tick those dreams off. But I’ve learnt that above a certain point, money doesn’t have to stop me from living my dreams. I used to put things off because I thought I needed more money to do them, but I’ve learnt that often it isn’t money that holds me back, but mindset. So instead of waiting to be rich, I do what I can now with what I’ve got.
This means I’ve written a book, published another book, and am writing another book. I’m also drawing a picture a week and making bookmarks. Not having more money doesn’t stop me from writing and creating.